Tools Insurance Built for Tradespeople

Your Protection is Our Priority Just In Case!

At Just in Case, we’ve developed an exclusive insurance solution for tradespeople, mobile service providers, and business owners who rely on their tools, stock, and materials to earn a living. Whether you’re a contractor, photographer, hairdresser, or cleaner — if your kit travels with you and is often left in a van or temporary storage, this policy is built around you.

Stock and Materials? You’re covered!

Why Choose Just in Case?

Cover that works like you do 
Unlike standard tools policies, our cover reflects the realities of mobile work. Whether you operate a single van or manage a fleet, Just in Case protects your tools, stock, and materials — even when left in unspecified vehicles or temporary storage.

Confidence when tools are left behind 
We know your livelihood depends on your gear. That’s why our policy includes overnight theft cover for tools and materials left in locked vehicles or secure storage — giving you peace of mind when you clock off.

Flexible, fair, and built around your needs 
From employee-owned tools to materials kept temporarily in vans or at home, our policy is practical, jargon-free, and free from the usual hoops and hurdles.

Unattended overnight? You’re still covered!

What’s Covered?

• Unspecified Vehicle Basis 
  No need to register every van — cover applies to cars, single vans, or fleets.

• Employee-Owned Tools 
  Includes tools owned by your team as well as company kit.

• Less Restrictive Security Requirements 
  As long as doors are locked, keys removed, and there’s visible forced entry, you’re covered. Just don’t leave vehicles unattended for more than 24 hours.

• Temporary Storage Locations 
  Tools, stock, and materials are covered in temporary storage — even at home.

• Materials in Transit 
  Protection for stock and materials stored in vehicles and used for business.

• New-for-Old Replacement 
  If your tools can’t be repaired, we’ll replace them at their original purchase price (with proof of purchase).

• Overnight cover in vehicles included
  

• Annual aggregate limit applies (see policy wording)
  

• £100 excess per claim

Don’t Leave Your Livelihood to Chance

Just in Case gives tradespeople the confidence to focus on their craft — not their cover.

Whether you’re a carpenter, electrician, mobile hairdresser or plumber,

our policy protects your tools and materials in vans, storage, or even at home.

When others say no, we say: you’re covered.